Merchant Services

At The Honesdale National Bank our mission is to provide customized solutions to your financial needs with unparalleled service.  Whether you’d like to accept debit and credit cards at your business location or on-the-go, we at HNB not only offer those services, but we provide installation and maintenance for them as well. 

For more information on the services below, please contact:

Scott-Floyd-Web-236x300Scott Floyd

Electronic Banking Coordinator
Office: 800-HNB-9515 or 570-253-3355, ext. 1401
Cell: 570-229-5903
Fax: 570-251-9519
Email: sfloyd@hnbbank.com

The EMV Liability Shift occurred on October 1, 2015!
Chip technology is now the standard for card payments in the United States.  Is your business compliant?  With this liability shift, the merchant is responsible for a chargeback if the purchaser uses a chip-enabled card and the merchant does not have an EMV chip-enabled card reader.  If your terminal needs to be updated or if you have questions, contact Scott Floyd.   Learn more:  Readiness Guide

Clover™ StationClover-300x187

The Clover™ Station is fully inclusive, featuring all the needed hardware, software, and cables.  It is easy to connect and use right out of the box.  Clover’s features work together seamlessly to perform every job small businesses need – transactions, time clock, inventory, and more!  Click here for more information.

Countertop Terminals

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With their small footprint, flexible communications options, and support for virtually all industries, there is a terminal for almost everyone, and almost every use.  There are wired and wireless options available.  These terminals meet all major credit card requirements.

  • Accept all major credit and debit cards, as well as gift cards at your business!
  • Increase sales, minimize risk, and improve cash flow with the use of this terminal. 
  • It’s a fast, easy, low-cost alternative. 
  • Use your terminal to issue Customized Gift Cards!
  • Terminals include built in stripe reader, EMV chip card slot, NFC reader, receipt printer, and PIN pad.

Clover® Go

Accept all major credit and debit cards, as well as gift cards right on your smartphone!

  • Card reader plugs into Headphone Jack.

  • Clover-Go-for-webWorks with the most popular smartphone models.
  • Also works with ipad, Galaxy, or tablet computers.
  • Use an online portal for batch reporting.
  • Customer uses finger to sign for sale on screen.
  • Receipts are emailed to customer.
  • Inventory items.
  • Includes barcode scanner.
  • Includes Apple AirPrint® support on iPhone/iPad/iPod Touch.

Windows-based Payment Solutions

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This powerful Windows-based software turns your PC into a fully functional point-of-sale system.

  • Includes features like signature capture (with supported hardware) and credit, debit, EBT, and gift card processing.
  • Use recurring billing and customer database management.
  • Optional signature pad and printer to provide a customer-facing experience for much less capital than traditional multi-lane solutions.

Virtual Terminal

  • Process transactions from the web browser on any computer or tablet without software installation hassles.
  • No licensing fees for multiple users.
  • Convenient for both retail and mail order environments.
  • Terminals are always up-to-date and PCI compliant.
  • Optional card reader.

Gift Cards

 Use an online design tool to easily create attractive gift cards!

  • See an instant proof.
  • Buy small quantities with simple branding or larger orders with full-color logo art.
  • Fold-over presenters and envelopes included with purchase.
  • Cards can Swipe or be hand-keyed.
  • Reusable and reloadable cards can be loaded up to $1,000 at a time.
  • Cards don’t expire or lose value.
  • Use the gift card reporting module online.

Rate Analysis

Are you overpaying for your credit card processing?  Do you know exactly what you’re being charged for credit card processing?  Are you sure that you’re getting the lowest possible rate?

Allow HNB to take a look at your current rates to ensure you’re getting the best deal possible!