HNB Flexible Freedom

Just like a traditional Personal or Home Equity Line of Credit…but better!

With Flexible Freedom Line of Credit you can lock in a fixed rate for a term that fits your life and your budget.

Apply securely online today!

Use the line to buy a car, truck, boat, or fund a special home improvement project – Lock in an amount for a set term (at a fixed rate), and part of your monthly payment will go towards paying that off.

Set as many rates and terms as you like – We recommend a $5,000 minimum for Home Equity loans or $1,000 for Lifeline personal lines of credit. This gives you control over how and when you repay your loans and at what rates.

Save Time – Make applying for vehicle or other loans a thing of the past. There is no recurring proof of employment, income or value of collateral.

Save Money – There is no fee for locking in a rate and term like there are with processing new loan applications and paperwork.

After you have a Flexible Freedom Home Equity or Lifeline Line of Credit you can:

  • Choose the term of your loan
  • Fix the rate to repay that loan over that term
  • The rest of the loan is still available as a line of credit

No need to get a car loan, then a student loan, then a home improvement loan.

Why pay a higher rate for a personal or vehicle loan, when Home Equity Loans are some of the BEST Rates?