Free Business Checking
Checking
Support the daily financial management needs of your business with the convenience and reliability of an HNB Business Checking Account.
Open an Account
Visit one of our office locations to open your account today!
Features and Benefits:
Account Requirements:
Recommended Products and Services:
- HNB VISA® Business Debit Card
- HNB Online Banking with Bill Pay
- QuickBooks® and Quicken Service Integration with HNB Online Banking
- HNB Mobile Banking
- eStatements
- Coin and Currency Service
- Processing of Checks or Direct Debits
- Processing of In-Person, Night Deposit or Direct Deposit
- Processing of Automatic Funds Transfers (AFTs)
- Processing of Automated Clearing House (ACH) Transactions
Account Requirements:
- No minimum balance requirements
- No monthly maintenance fees¹
Recommended Products and Services:
N.O.W. Accounts
Features and Benefits:
- Earn the Current Interest Rate on Your Account Balance
- All of the Features and Benefits of Free Business Checking
Account Requirements:
- Only available to sole-proprietors
- $1000 minimum balance per statement cycle to avoid $5.00 monthly fee
- No monthly maintenance fees¹
-
Fees may reduce earnings
Recommended Products and Services:
Money Market Deposit Accounts MMDA
Features and Benefits:
- Tiered Interest Paid on All Balances
- Interest is Accrued Daily, Credited & Compounded Monthly
- Interest Rate May Change Daily, with No Minimum or Maximum
- Immediate Access to All Collected Funds
- Unlimited Number of In-Person Transactions and Withdrawals
- Maximum of Six (6), Third-Party or Digital Withdrawals Per Statement Cycle
- All of the Benefits of Free Business Checking
Account Requirements:
- Fees may reduce earnings
- Must maintain a $1000 minimum balance of $1,000 to waive $5 monthly fee
Investors Advantage MMDA
Features and Benefits:
- Earn tiered-interest on entire account balance when each tier is reached:
- Less than $2,500
- $2,500 - $9,999.99
- $10,000 - $24,999.99
- $25,000 - $49,999.99
- $50,000 - $99,999.99
- $100,000 - $249,999.99
- $250,000 - $499,999.99
- $500,000 - $999,999.99
- $1,000,000 or greater
- Interest is Accrued Daily, Credited & Compounded Monthly
- Interest Rate May Change Daily, with No Minimum or Maximum
- Immediate Access to All Collected Funds
- Unlimited Number of In-Person Transactions and Withdrawals
- Maximum of Six (6), Third-Party or Digital Withdrawals Per Statement Cycle
- All of the Benefits of Free Business Checking
Account Requirements:
- Fees may reduce earnings
Customer Information:
Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.
Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.
EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for:
- Each individual that has beneficial ownership (25% or more); and,
- One individual that has significant managerial control, of the Legal Entity.
If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.
¹Fees are incurred for transactions drawn against insufficient funds. National chains/franchises and high volume businesses may be subject to monthly maintenance fees.