Current Rates
Certificates of Deposit (CD) Rates4
Current CD Special Rate
| Term | Regular CDs Rate - APY | Flex CDs Rate - APY |
|---|---|---|
| 3 Months | 0.35% - 0.35% | N/A |
| 6 Months | 0.40% - 0.40% |
0.30% - 0.30% |
| CD Special: 7 Months | 3.81% - 3.84% | N/A |
| 12 Months | 0.50% - 0.50% | 0.40% - 0.40% |
| CD Special: 13 Months | 3.54% - 3.54% | N/A |
| CD Special: 18 Months | 3.35% - 3.36% | N/A |
| 24 Months | 0.60% - 0.60% | N/A |
| 36 Months | 0.70% - 0.70% | N/A |
| 48 Months | 0.75% - 0.75% | N/A |
| 60 Months & Longer | 0.85% - 0.85% | N/A |
| 60 Month IRA | 0.85% - 0.85% | N/A |
Money Market Deposit Rates
Regular Money Market Deposit Rates1,2,3
| Daily Balances | Rate | APY |
|---|---|---|
| Less Than $2,500 | 0.15% | 0.15% |
| Greater Than or Equal to $2,500 | 0.65% | 0.65% |
Premier Money Market Deposit Rates1,2,3
| Daily Balances | Rate | APY |
|---|---|---|
| $0 - $24,999.99 | 0.00% | 0.15% |
| $25,000 & Above | 3.01% | 3.05% |
Select Money Market Deposit Rates1,2,3
| Daily Balances | Rate | APY |
|---|---|---|
| $25,000 - $99,999.99 | 0.85% | 0.85% |
| $100,000 - $499,999.99 | 1.15% | 1.16% |
| $500,000 & $999,999.99 | 1.30% | 1.31% |
| $1,000,000 - $2,499,999.99 | 1.50% | 1.51% |
| $2,500,000 & Above | 1.50% | 1.51% |
Investors Advantage Money Market Deposit Rates1,2,3
| Daily Balances | Rate | APY |
|---|---|---|
| $2,500 - $9,999.99 | 0.65% | 0.65% |
| $10,000 - $24,999.99 | 0.65% | 0.65% |
| $25,000 - $49,999.99 | 0.85% | 0.85% |
| $50,000 - $99,999.99 | 0.85% | 0.85% |
| $100,000 - $249,999.99 | 1.15% | 1.16% |
| $250,000 - $499,999.99 | 1.15% | 1.16% |
| $500,000 - $999,999.99 | 1.30% | 1.31% |
| $1,000,000 & Above | 1.50% | 1.51% |
Other Deposit Rates1,3
| Account Type | Rate | APY | Minimum to Open |
|---|---|---|---|
| Statement Saving | 0.10% | 0.10% | $100 |
| Select Savings | 2.00% | 2.01% | -- |
| Premier Savings6 | 2.50% | 2.52% | -- |
| Interest Checking6 |
0.10% | 0.10% | $1,000 |
| Holiday Club - AFT | 0.00% | 0.00% | $2 |
| Holiday Club - Coupon Book | 0.00% | 0.00% | -- |
| All Purpose Club - AFT | 0.00% | 0.00% | $2 |
| All Purpose Club - Coupon Book | 0.00% | 0.00% | -- |
1Rates are updated daily and are subject to change.
2Minimum to open and maintain account is $1,000.
3APY is Annual Percentage Yield. Interest is accrued daily and credited and compounded monthly. Transaction limitations do not apply. Rates are updated daily and are subject to change. Fees could reduce earnings. Other rates and terms may also be available.
4Annual Percentage Yield (APY) assumes that interest is compounded and credited to the certificate of deposit (CD). Rates are effective as of March 4, 2026, and are subject to change without notice. A minimum deposit of $1,000 is required to open a CD. The 7-month CD offers a 3.81% interest rate with a 3.84% APY, the 13-month CD offers a 3.54% interest rate and APY, and the 18-month CD offers a 3.35% interest rate with a 3.36% APY. Upon maturity, CDs will automatically renew into the closest preceding term unless other instructions are provided. Early withdrawal penalties may apply. Fees could reduce earnings. This offer is not available for brokered deposits or for non-customers outside our market area.
5Interest rate is subject to change at any time. Account must maintain a minimum balance of $2,500 to receive the interest rate and will drop to 0.00% Annual Percentage Yield (APY) until the balance once again meets or exceeds the threshold. eStatements required to avoid $2/month account fee. Fees could reduce earnings. Receipt of the interest rate is also contingent on the affiliated Premier or Select checking account being in good standing.
6To earn the published interest rate or APY, the account must maintain a threshold of $2,500. If the balance falls below $2,500 the account will earn 0.00% APY until it reaches the stated threshold. The associated Select or Premier Checking account must remain in good standing for this account to be opened and retained.