Saving, Spending, and Sharing
HNB Mascot Blu
Who is Blu?
Hi, everyone! My name is Blu! I'm a friend of HNB and I would like us to become friends, too! I'm excited to share everything I know about saving with kids, but I enjoy helping everyone learn money management skills that keep our ourselves, families and communities financially healthy.
I believe there are three keys to building strong financial habits and that's through practicing strong saving, spending and sharing skills. Find out more below!
Believe in the Power of U!
Saving, spending, and sharing skills aren't possible without first believing in the Power of U! Believing in the Power of U is about taking action. It's about encouraging you to take ownership and know that you have the power to create change and make a difference. That's true for not only your own financial goals, but also the role you play in sustaining our communities and local businesses.
Believing in the Power of U can take shape in so many ways when it comes to setting savings goals and managing your money, but you don't have to do it all alone either – asking for help and working with others is often how to create change or make the biggest impact. I know HNB is all about helping, too!
I like to do lots of activities with my friends at HNB and look forward to seeing you at community events, HNB Offices, parades, and even in our local schools!
Saving
Saving will help you build up the money you need for large purchases or plan for the future.
Kids can start by putting coins in a piggy bank, counting their coins, and depositing their money into their saving account at HNB to keep your savings safe.
We all need to work on putting away money for a rainy day. 40% of Americans don't have access to even $400 in case of an emergency. Car repairs, unexpected veterinary bills, loss of a job - we all need to be able to support ourselves for unplanned events.
Spending
Spending is when you use your money to make purchases.
It's always good to remember the difference between needs and wants when deciding what to spend your money on. While this may be something we teach our children, it's something we all need to remember. I need to buy groceries, but do I really need to buy that new gaming app?
Sharing is important in helping others. While there are more than a million charities in the United States that you can give to, it's important to choose something that you are passionate about.
Sharing
Sharing is caring!
We've always been taught that and it's true. Not only does supporting those less fortunate make our hearts happy, it helps our communities stay strong – and that impact is larger than we could ever count!
Take Action and Shape Your Future
Take action when it comes to your financial fitness and your goals. HNB offers a number of resources to put you in control.
- You can start saving for college
- You can eliminate debt
- You can build a budget
- You can help others in need
More Resources
Blu Visits Our Local Ice Cream Shops
July 2020: Blu celebrated National Ice Cream Month at some local ice cream shoppes in our community including Coutts' Ice Cream, Gresham's Ice Cream Shop, and Montdale Dairy Farm.
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Blu Hangs Out with Friends at the Game
March 2020: Blu celebrated Tux's Birthday at a Wilkes-Barre/Scranton Penguins game. Blu loved hanging out with Tux and all their friends.
| Blu is with all his friends on the ice celebrating Tux's birthday. |
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| Blu is live on camera before the big game starts! | Blu enjoys spending time with all his friends. | Blu loves sports! Here he is practicing some hockey. |
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Blu Loves Deals on Valentine's Day
February 2020: Blu went Valentine's Day shopping for his special someone using HNB Perks on Main Street in Honesdale.
December 2019: Blu got to meet Santa and one of his elves as well as greet all the children at the HNB Corporate Center.
November 2019: Blu and Melissa Rushworth, of HNB's Forest City Office, visited a 1st grade class at Fell Charter School to answer that question for students and to promote strong savings skills.
October 2019: Blu attended the Honesdale Halloween Parade with his friends from HNB.
August 2019: HNB President & CEO, Dave Raven; HNB AVP, Business Development Officer; and Blu spread smiles at the Wayne County Fair by sharing free ice cream tickets.
HNB to Donate a Quarter Ton of Peanut Butter & Jelly to Local Food Banks
Honesdale, PA – On May 28, World Hunger Day, The Honesdale National Bank (HNB) and their new friend, Blu, concluded their “Spread Smiles with Sharing” campaign to drive donations of peanut butter and jelly to support the fight against hunger.
HNB’s eleven offices collected a total of 498 pounds of peanut butter and jelly, which will be donated to food pantries local to each office.
HNB’s community call-to-action was further encouraged by the Bank’s commitment to a matching monetary donation to the local food pantries for each pound of peanut butter and jelly collected. Local food pantries will receive a combined monetary donation of $498 from The Honesdale National Bank.
The “Spread Smiles with Sharing” campaign stemmed from HNB’s new friend, Blu, and his eagerness to teach HNB customers and the local area about money management through saving, spending, and sharing. The Bank’s campaign aimed to teach kids not only about saving money, but also about sharing money through community giving.
“HNB believes that some of the best investments we can make are in the communities we serve,” said HNB President & CEO David Raven. “Therefore, we’re committed to engaging younger generations about money management skills and how to use those practices to also help your local community.”