The HNB Financial Group
Meet Our Trust Team
VP, Trust Officer
570-253-3362 x 1802
Attorney Charles (“Charlie”) Curtin is HNB’s lead Trust Officer and is specifically charged with all duties of operation and future development of the Bank’s trust and investment management clients. He also works with clients and their professional advisors to optimize their financial, estate and tax plans.
A native of the Abingtons, Charlie is a graduate of American University in Washington D.C. He earned his Juris Doctorate from the University of Pittsburgh (2004), where he was a Dean’s Scholar and then went on to complete an advanced law degree in taxation at the University of Washington (2006). Charlie was admitted to the Oregon Bar in 2004 and the Pennsylvania and New Jersey State Bars in 2010.
He has proudly endured three different state bar examinations and lived to tell about it. In 2014, Charlie received his Certified Trust and Financial Advisor (“CTFA”) designation from the Institute of Certified Bankers. Such designation is the recognized standard of knowledge and competence for those in the trust and wealth advisory field.
Since 2004, Charlie has focused his career in business, investment, estate and tax law. He practiced at a boutique tax law firm in Portland, Oregon and then spent over two years in the Mergers and Acquisitions Department of a Big 4 accounting firm assisting on multi-billion-dollar transactions, before moving back to his native Northeast Pennsylvania in 2009.
Charlie is an active member of the Pennsylvania Bankers Association’s Trust and Estate Committee, the Wayne County Bar Association and WealthCounsel, a national organization of estate planning professionals. He also is a member of the Board of Directors for Lackawanna ProBono, Inc., which assists low-income clients with legal matters.
Assistant Trust Officer
570-253-3362 x 1801
Ted began his career with HNB in November of 2009 directly out of high school. He held various roles in the Bank before obtaining his Bachelor’s degree in Finance from West Chester University in 2013. After graduation, Ted worked for a large regional bank in Southeast Pennsylvania gaining additional banking experience. In 2015, he returned to his hometown and joined the HNB Trust Department.
Ted is currently responsible for the investment and portfolio strategy of the HNB Trust Department. His driving philosophy is providing world-class investment services combined with the local, personal touch of a community bank. As a means to further his knowledge and expertise in wealth management, Ted attained the prestigious Certified Financial Planner™ designation (“CFP®”) in 2019.
The following year, Ted received the Chartered Financial Consultant® (“ChFC®”) designation. The CFP® is the premier designation in the field of financial planning and demonstrates rigorous training and expertise in the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. As a CFP®, Ted understands the importance surveying a client’s entire financial picture in order to create a clear roadmap toward their financial goals.
As a longtime resident of Honesdale, Ted joined the Honesdale Area Jaycees upon his return to develop and enhance his community through their numerous projects and events. He is also a member of the Financial Planning Association. An avid weightlifter, Ted is a former Pennsylvania state record holder. He resides in Lakeville with his wife Britt and their daughter, Mara.
Meet Our HNB Financial Services Team
570-253-3362 x 1652