Meet Our Team
Contact the HNB Financial Group:
Charlie Curtin, JD, LLM, CTFA
VP, Trust Officer
Since 2004, Charlie has focused his career in business, investment, estate and tax law. He practiced at a boutique tax law firm in Portland, Oregon and then spent over two years in the Mergers and Acquisitions Department of a Big 4 accounting firm assisting on multi-billion dollar transactions, before moving back to his native Northeast Pennsylvania in 2009.
Charlie is an active member of the Pennsylvania Bankers Association’s Trust and Estate Committee, the Wayne County Bar Association and WealthCounsel, a national organization of estate planning professionals. He also is a member of the Board of Directors for Lackawanna ProBono, Inc., which assists low income clients with legal matters.
Assistant Trust Officer
Ted began his career with HNB in November of 2009 directly out of high school. He held various roles in the Bank before obtaining his Bachelor’s degree in Finance from West Chester University in 2013. After graduation, Ted worked for a large regional bank in Southeast Pennsylvania gaining additional banking experience. In 2015, he returned to his hometown and joined the HNB Trust Department.
Ted is currently responsible for the investment and portfolio strategy of the HNB Trust Department. His driving philosophy is providing world-class investment services combined with the local, personal touch of a community bank. As a means to further his knowledge and expertise in wealth management, Ted attained the prestigious Certified Financial Planner™ designation (“CFP®”) in 2019 and received the Chartered Financial Consultant® (“ChFC®”) designation the following year. The CFP® is the premier designation in the field of financial planning and demonstrates rigorous training and expertise in the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. As a CFP®, Ted understands the importance surveying a client’s entire financial picture in order to create a clear roadmap toward their financial goals.
As a longtime resident of Honesdale, Ted joined the Honesdale Area Jaycees upon his return to develop and enhance his community through their numerous projects and events. He is also a member of the Financial Planning Association. An avid weightlifter, Ted is a former Pennsylvania state record holder. He resides in Lakeville with his wife Britt and their daughter, Mara.
HNB Financial Services
As a graduate of Bloomsburg University with a dual major in Mathematics and Secondary Education, Chris decided it would be wise to broaden his understanding of business and finance by pursuing an MBA. He completed this course of study at the University of Scranton from 2015-2017 with specializations in Finance and Accounting. During that span he was a member of PRISM (Portfolio of Responsible Investments under Student Management), a club that managed the University’s endowment fund portfolio. He was also selected as an inductee to Beta Gamma Sigma, the International Business Honor Society, which is an honor extended to graduate students who attend AACSB-accredited schools and are among the top 20% of their class.
Chris has been a member of the Honesdale Area Jaycees since 2015 and serves on the board of the Wayne Highlands Little League as Secretary.