CD Special

Cozy Up to Savings

A Certificate of Deposit from The Honesdale National Bank offers a secure and reliable option for savings. With competitive interest rates and a range of maturity terms, customers can tailor their investment to meet their financial goals. This predictable return makes it an appealing choice for those seeking stability and gradual growth. Whether saving for short-term needs or long-term aspirations, a CD from HNB provides a trustworthy avenue for individuals to watch their savings steadily accumulate over time.

At HNB, we combine personalized service with great rates to put you on the best path to realizing your short or long-term goals. For us, it's about knowing your goals and working together to help you get there. Take advantage of our promotional CD rates and personalized service to put your goals in sight. 

Visit one of our convenient office locations or call 800-462-9515 to get started today. Other rates and terms are available.

Current Certificates of Deposit (CD) Special

Term Regular CDs Rate - APY Flex CDs Rate - APY
7 Months 3.5`1% - 3.54%* N/A
13 Months 3.54% - 3.54%* N/A

*Annual Percentage Yield (APY) assumes that interest is compounded and credited to the certificate of deposit (CD). Rates are effective as of January 6, 2026, and are subject to change without notice. A minimum deposit of $1,000 is required to open a CD. The 7-month CD offers a 3.51% interest rate with a 3.54% APY, and the 13-month CD offers a 3.54% interest rate and APY. Upon maturity, CDs will automatically renew into the closest preceding term unless other instructions are provided. Early withdrawal penalties may apply. Fees could reduce earnings. This offer is not available for brokered deposits or for non-customers outside our market area.